What is  CFG Retire Shield®?  

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CFG Retire Shield® is our proprietary model portfolio series consisting of either an aggressive, moderate, or conservative asset allocation. All 3 models will move to a defensive allocation when specific, pre-determined volatility triggers are met.

 

How does CFG Retire Shield® work?  

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CFG Retire Shield® measures monthly market volatility to determine whether the model asset allocations will hold a growth allocation or defensive allocation during the next month.  When the monthly market volatility score reaches a pre-determined threshold, all 3 models will rebalance to a defensive allocation.  When the monthly market volatility score is below the pre-determined threshold, the model indicates a growth allocation.

 

CFG Retire Shield® also uses three specific, intra-month “bail-out” triggers that allow for the model to move to a defense allocation without waiting until the end of the month.

 

What is the goal of CFG Retire Shield®?  

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The primary goal of the CFG Retire Shield® Model Series is to reduce the possibility of a substantial market drawdown while still allowing for potential portfolio growth and liquidity.

 

For what type of investor is CFG Retire Shield®  Model Series positioned?  

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CFG Retire Shield® is specifically positioned for investors who have accumulated a substantial portfolio value, wish to continue growing their portfolio, at least partially in the equity market, but desire a daily watch over their portfolio in order to reduce the likelihood of substantial market drawdown.